You owe $8,000 on a credit card at 18% interest. If you make the minimum payment of about $200 a month it will take you over 26 years to pay it off and you will pay over $11,000 just in interest. Ouch

Consumers who buy goods with a debit card could enjoy the same protection as those who use a credit card, if new plans to shake up the industry get the go-ahead. In the current uncertain climate, man

Savers had little to shout about for much of 2009, with the base rate stuck at a historic low of 0.5 per cent, and many people earning next to nothing on their cash. The Bank of England's decision to

Got the blues about your plastic? Don't panic It's not unusual to worry about money early in the year. The festive period puts a dent in many people's pockets and dealing with the fallout can often m

One of the biggest fears for many people is not being able to pay the mortgage - or meet other financial commitments - if they are made redundant or unable to work due to illness or accident. This is

The-over 50s have felt the effects of the recession more than most, as those who rely on the interest earned from their savings to supplement their income have been hard hit by plummeting rates and ri

Hi, I'm Victoria and I'll be filling in for Owe over the next few weeks. In terms of my credentials, I definitely think I qualify under the heading of ‘Dazed and Confused'. And, as a girl who's

QUESTION: If I pay off the balance on my credit card every month, which cards offer benefits and what are they? ANSWER: During the 90s, people using credit was often seen as a sign of economic stress

Are you getting to the end of each month and relying on your overdraft? Failing to save despite always feeling like you are scrimping? If that's you, then it's time to budget. Of course, self-denial

You know how frustrating it can be when you are fumbling about for small change. It usually happens when you are running late for a meeting or about to catch a train and you just want to quickly pay f